What is Insurance Bad Faith?

When you make a contract with an insurance company, they agree to act in “good faith” toward you in the event of an incident. “Good faith” essentially means that the insurers agree to treat you fairly in determining what you can receive from the insurance after an incident. When an insurance company unfairly or unreasonably denies your claim, they are acting in bad faith.

Several examples of bad faith include:

  • Failing to promptly and thoroughly investigate a claim
  • Unreasonably delaying payment
  • Unreasonably denying benefits
  • Using unreasonable interpretations to translate policy language
  • Refusing to settle the case or reimburse you for your entire loss
  • Failing to provide reasonable explanation of claim denial or delay

Fighting Negligent Insurance Companies

Do I need an insurance lawyer? Keep in mind that simply disagreeing with your insurers over your claim might not be enough to warrant bad faith. There are instances where denying a claim is viable. You must be able to show that the insurers are acting in an unfair or unreasonable manner. However, if bringing up the term “bad faith” in conversation or in writing with your insurer has done nothing to lead to resolution, and you still believe you are being treated unfairly, it’s time to call a Florida insurance bad faith attorney.

How do I prove insurance bad faith? If you feel your insurance company is acting in bad faith, please contact one of our Florida insurance bad faith attorneys at Lytal, Reiter, Smith, Ivey &Fronrath. We know that many insurance companies are simply looking out for their own financial well-being.It can also be difficult to know what evidence you need in order to stand up to an insurance company. We have the resources and experience necessary to take on these insurance giants in court and get you the compensation you deserve.

Contact us now if you need a skilled West Palm Beach insurance lawyer who will fight for your insurance bad faith claim.

At Lytal, Reiter, Smith, Ivey & Fronrath, we do everything we can to make complicated legal issues as simple as possible. We offer several options for learning more about insurance bad faith claims in Florida. All of our contact information can be found HERE . You can also use the Live Chat on our Home Page to ask any questions or discuss any concerns you may have with one of our knowledgeable representatives. To speak to someone by phone, call our number (561) 655-1990.

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