Tourists are more likely to be distracted on the road, looking at their GPS, watching for landmarks and exit signs, or simply taking in the novel views. As a tourist, you probably are trying your best to stay safe behind the wheel in a new town, but there’s a good chance that an accident will happen.
If you are involved in a collision, you may not know what to do if injured in a car accident as a tourist. We’re here to help. Contact Lytal, Reiter, Smith, Ivey & Fronrath today for a free consultation with a Florida car accident lawyer.
Challenges tourists face when involved in a car accident in Florida
As a tourist in Florida, there are challenges you face after a traffic crash that locals may not. Our attorneys can help you overcome these obstacles so you’re on a more level playing field with the other party:
- Unfamiliarity with local roads and traffic laws: Tourists may not be accustomed to Florida’s roadways, traffic signals, or local driving customs, increasing the likelihood of accidents.
- Insurance complications: Florida operates under a no-fault insurance system, requiring drivers to carry Personal Injury Protection (PIP). Out-of-state visitors might not have PIP coverage, leading to potential coverage gaps.
- Rental car issues: Many tourists rent vehicles during their stay. Understanding the insurance policies provided by rental companies and how they interact with personal auto insurance is crucial.
(H3) Understanding Florida’s no-fault insurance system
Florida operates under a “no-fault” insurance system, requiring all drivers to carry Personal Injury Protection (PIP) insurance. This coverage ensures that, regardless of who is at fault in an accident, each driver’s own insurance covers their medical expenses and certain other losses.
For tourists driving in Florida, it’s essential to verify that your auto insurance policy includes PIP coverage applicable in the state. If you’re renting a vehicle, confirm with the rental company about the insurance coverage provided and consider purchasing additional coverage if necessary.
Tips for tourists involved in a vehicle accident in Florida
So, what can you do as a tourist after another driver has hit you?
- Always call 911. Your safety comes first, and when you call 911, you’ll get emergency medical care and the police. The responding officer can help sort things out and answer many of your questions about what to do next after the wreck. They may even be able to help you get a tow for the vehicle and get back to your hotel.
- Exchange your information with the other driver, including name, address, and insurance policy information.
- Document as much as possible. If you can, take photos of the damage to both vehicles (this can be especially helpful if yours is a rental) and the general scene.
- Get medical attention. Your medical records from the crash also help support your claim, showing that your injuries were from the crash and not something else.
- Alert your insurance company or the rental car company about the wreck. You may need to take specific steps to avoid being personally liable.
Make sure you file your claim on time
If you’re involved in a car accident in Florida, knowing the state’s statute of limitations for filing a claim is important. As of recent changes, you have two years from the accident date to file a lawsuit for personal injuries. This time frame is crucial, as failing to file within this period can result in losing your right to seek compensation.
Hurt in a crash while on vacation in Florida? We can help.
Lytal, Reiter, Smith, Ivey & Fronrath can help you if you live out of state or out of the country, handling the case on your behalf. We know Florida laws well and are committed to protecting you. If you are eligible for a settlement, we can pursue monetary damages on your behalf. Contact us today at (561) 655-1990 for a free case review.
