Opponents of rideshare services are quick to point out the safety issues because rideshare drivers are independent contractors. They call into question the measures taken by the rideshare company to ensure they are not dealing with a dangerous person. However, one issue that has overshadowed even the safety issue is that of insurance.
A taxi is required to carry liability insurance that covers passengers in the event of a motor vehicle accident. What taxi and rideshare accident attorneys are discovering is that rideshare drivers may not have sufficient liability insurance to cover damages in an accident. The rideshare company is hiding behind the fact that the drivers are contractors to avoid any liability for injuries sustained in a vehicle accident.
Therefore, if a rideshare driver carries minimum insurance or has no insurance at all, an accident victim may be left to pay his or her own medical bills if injured in an accident. The accident victim may also suffer other economic and non-economic damages without sufficient insurance to cover their losses. Taxi and rideshare accident attorneys understand the laws governing taxi and rideshare accidents including the evolving case law regarding the liability of rideshare companies.