Determining fault and liability can be complex when another vehicle causes you to hit another car. This type of scenario, often called a “chain reaction” or “phantom driver” accident, requires careful investigation to ensure the responsible party is held accountable.
Keep reading to learn your options after hitting a car due to another driver’s actions. If you or a loved one were hurt in a crash, call our Florida car accident lawyers at (561) 655-1990 for assistance.
Understanding liability in Florida car accidents
Florida is a no-fault state under Florida Statutes § 627.7407, meaning your own insurance will cover initial medical expenses and lost wages, regardless of fault. However, determining liability becomes important when damages exceed the limits of your personal injury protection (PIP) coverage or if you suffered significant injuries.
If another driver’s actions caused you to hit another car, they may be liable for damages, even if they didn’t directly collide with you. For example:
- A car cuts you off abruptly, forcing you to swerve and hit another vehicle.
- A driver fails to yield, pushing you into another lane and causing a collision.
Steps to take after the accident
- Document the scene: Take photos or videos of the vehicles, road conditions, and any visible damage. If possible, note the license plate and description of the other vehicle.
- Identify witnesses: Witnesses can provide critical testimony to confirm that another vehicle caused the crash.
- Report the accident: File a police report to ensure an official record exists. Mention the involvement of the third vehicle, even if they fled the scene.
- Notify your insurance: Inform your insurer about the incident and provide all relevant details, including any evidence of the third driver’s actions.
What happens if the other vehicle fled the scene?
If the responsible vehicle fled the scene, it is considered a hit-and-run. In Florida, uninsured motorist (UM) coverage can help you recover damages if the other driver cannot be identified. Check your insurance policy to determine whether you have UM coverage.
Proving fault when another vehicle caused you to hit another car
To hold the third party liable, you must show that their negligence directly caused the crash. Evidence may include:
- Dashcam footage capturing the other driver’s actions
- Witness statements corroborating your account
- Police reports noting the involvement of the third vehicle
How Lytal, Reiter, Smith, Ivey & Fronrath can help
Proving liability in these cases often requires the expertise of an attorney. The experienced legal team at Lytal, Reiter, Smith, Ivey & Fronrath can help investigate the incident, gather evidence, and negotiate with insurers to secure the compensation you deserve.
Contact us for a free consultation
If another vehicle caused you to hit another car, don’t navigate the legal process alone. Contact Lytal, Reiter, Smith, Ivey & Fronrath today for a free consultation. Our team will help you understand your rights and fight to hold the responsible party accountable. Call us at (561) 655-1990.
